• morgantate
  • Posts
  • the greatest opportunity in the history of humanity

the greatest opportunity in the history of humanity

Why your 20s are the perfect time to take big swings, the AI revolution in entrepreneurship, and three workouts to push your limits this weekend.

Author

Morgan Tate
May 02, 2025

I try to write understated subject lines 😂

But seriously, young entrepreneurs today have the greatest opportunity in history to buy & start businesses. Here's why:

I recently watched an interview with Citadel CEO Ken Griffin where he emphasized a crucial point about risk-taking in your 20s. His message was clear: there's no better time to take big swings than when you're young.

Funny enough, last night I had a conversation with a business student at an event. He shared his plan: work two years in investment banking, then maybe start or buy a business. It reminded me of some advice I'll never forget from a successful entrepreneur: "if you want to do the thing, start doing the thing."

So here’s what I told the business student: We're living in (arguably) a once-in-a-century moment—AI tools have dramatically reduced the barriers to starting a business. For example, here’s a high schooler that's making $20M/year (yes million) with his calorie counting AI app.

But there's an even more compelling reason to start now: the age tolerance curve.

This very scientific chart is based on a simple principle—as we get older, we take fewer risks.

Think about it. Some of us (looking at you) ate bugs as children, without any fear or thought of consequences. By the time we're 80, most of us will fret over changing our dinner reservation from 5 PM to 6 PM.

This happens because life happens. We get married, we have kids, we take on eye-watering mortgages. Don’t get me wrong, these are the incredible moments worth striving for in life, but each of them can represent a ‘step down’ in your overall risk tolerance- because you have more to lose.

The young entrepreneur has the ultimate leverage: an abundance of time with nothing to lose.

While Griffin emphasized taking risks in your 20s, we're living in a moment that makes his advice even more compelling. Never before in human history has there been a better time for individuals to build businesses. This means it's the perfect moment to take that big swing.

The question isn't whether you should take risks—it's whether you can afford not to.

Looking for business ideas? Start with my power ranking of the top 25 digital-first businesses.

idea of the week 💡

  • problem: Small business owners struggle to implement AI tools effectively. Surprisingly, most haven't even started using ChatGPT yet.

  • idea: Create a Small Business AI Consulting Agency specifically for small businesses ($2-20M revenue). Combine done-for-you AI tool setup with training on practical applications like customer service automation, content creation, and operational optimization.

  • how it makes money: $2,500 initial implementation + $500/month ongoing support and updates. Additional revenue from custom integration work.

  • why it might fail: This is not a novel idea, so there’s starting to be lots of competition. First mover advantage and building a brand moat is important here.

workout of the week

Three different workouts to challenge yourself this weekend:

at-home workout:

Complete 5 rounds:

  • 20 jump squats

  • 15 decline push-ups (feet elevated)

  • 30 Russian twists

  • 40-second wall sit

Rest 90 seconds between rounds

gym workout:

  • 5x5 deadlifts

  • 4x8 weighted pull-ups

  • 3x12 dumbbell shoulder press

  • Finisher: 1-mile run for time

outdoor workout:

Complete 4 rounds:

  • Sprint 200m

  • 20 box jumps on park bench

  • 15 decline push-ups

  • 30 alternating lunges

Rest 2 minutes between rounds

tweet of the week

Far too many tech bros overthinking health optimizations and focusing on 1% marginal improvement gains—sleep being a big one.

Hilarious example below:

my plugs